Buying a first home in South Africa is doable on a modest income, if you use the right tools: a realistic affordability plan, the right loan product, and (often) a once-off government subsidy that can cover your deposit and costs. This guide walks you through every step, with current rules and rates....
When it comes to selling a home, every property owner dreams of securing the best possible price. Unfortunately, one of the most common mistakes sellers make is setting the price too high. While it might seem like a good idea to “test the market,” overpricing can backfire, leaving a home stuck on the market for months, attracting little interest, and eventually forcing the seller to accept less than...
The latest FNB Property Barometer for July 2025 shows that South Africa’s housing market is holding steady, with the FNB House Price Index (HPI) averaging 3.7% year-on-year. June’s figure was also revised up from 3.2% to match July’s 3.7%, signalling a notable moment — house prices are now rising slightly faster than inflation....
The latest FNB Estate Agent Survey for the second quarter of 2025 reveals a slight cooling in South Africa’s residential property market. While activity and sentiment have dipped compared to the previous quarter, the affordable housing segment continues to shine, driven by interest rate cuts and increased demand from first-time buyers....
Every homeowner dreams of selling their property for the best possible price, but when it comes to pricing, pushing too high can backfire, leaving your property unsold and gathering dust in the market....
If you’re in the market for a new home in South Africa, especially in popular, fast-moving areas, you may come across something in your Offer to Purchase (OTP) called the 72-hour clause. At first glance, it might sound a bit intimidating, but it’s a common part of many property transactions....
South African households are bracing for the above-inflation increase in key municipal services as the new financial year begins on 1 July 2025. This includes increases in electricity, water, sanitation, refuse removal, and property rates....
As winter settles across South Africa, the crisp morning air and shorter days make one thing crystal clear: it’s time to get your home ready for the cold. But winter-proofing doesn’t need to mean expensive renovations or complicated projects. With a few practical adjustments and a bit of forward thinking, you can transform your space into a warm, energy-efficient retreat that keeps you and your family...
Whether you're buying your first home, selling an investment property, or looking to rent, chances are you’ve dealt with a real estate agent at some point. But how do you know if you're working with someone who is properly qualified, compliant with regulations, and genuinely acting in your best interests?...
When buying or selling a property, it’s important to understand the finer details of the Offer to Purchase (OTP), especially the inclusion of special clauses. These additional provisions can significantly affect the outcome of the transaction. But what exactly are special clauses, how do they work, and what should both buyers and sellers know before signing?...