Buying a property is a significant financial decision that requires careful planning, so it’s crucial to approach the process diligently with thorough financial homework and preparation to avoid potential dangers and pitfalls....
After the steady streak of interest rate hikes, many South Africans might have had a crash course on just how severely interest charges can affect their monthly budgets....
As living costs continue to rise, applying for a home loan - or any other finance, can seem like a daunting endeavour. However, understanding how the credit process works, what the deciding factors are when applying for credit, and at which interest rate it is offered, is vital to your financial fitness....
Preparing to sell your property? We take a look at some of the costs you need to be ready for when selling your home....
Rising electricity costs and increased loadshedding have seen many of us turn to gas for more cost-effective heating or cooking solutions. But it’s important to remember that there are specific conditions when it comes to gas and insurance. Whether you’re using a gas stove (which is deemed to be part of the fixed machinery on a property) or mobile gas appliances (such as gas heaters), you need to keep...
Finding the perfect property is an exciting process, but the journey does not end once the search is over. After signing an OTP, buyers will have a long wait ahead of them before the property can be transferred into their name....
The steep rise in interest rates will have impacted many households’ budgets. For some, this might simply require some readjusting of certain behaviours to rectify their financial situation. For others, it might be time to reach out for help before the situation becomes too severe....
Tenants often feel rushed into signing rental property lease agreements for fear of losing out to rival candidates. In the Western Cape, currently, the most expensive province in which to rent, rental properties are snapped up in a matter of days by up-country residents looking to semi-grate to the coast region....
Homeowners and future home buyers often consider fixing the interest rates on their home loans - and with concerns about inflation and rising living costs, this has become a hot talking point once again. Fixing your interest rate means that you will know what you will pay on your bond each month, irrespective of where we are in the rate cycle - but is this the right option for you?...
Wealth intelligence firm, New World Wealth has recently revealed the top wildlife estates in South Africa for 2023. We find out more. For the purposes of the report, wildlife estates refer to estates or reserves with abundant wildlife where people are allowed to buy a private home in the wild bush....