In South Africa’s most desirable suburbs and residential estates, properties can often be snapped up very quickly. For prospective buyers, this means you may be competing against multiple offers, and to succeed, your bid must rise above the noise....
South Africa’s housing market continued to build on its steady recovery in August 2025, with the latest FNB House Price Index (HPI) showing the fastest annual growth in more than three years. Despite muted mortgage lending, demand resilience, shifting buyer preferences, and regional momentum are underpinning the positive trend....
Buying a first home in South Africa is doable on a modest income, if you use the right tools: a realistic affordability plan, the right loan product, and (often) a once-off government subsidy that can cover your deposit and costs. This guide walks you through every step, with current rules and rates....
If you’re in the market for a new home in South Africa, especially in popular, fast-moving areas, you may come across something in your Offer to Purchase (OTP) called the 72-hour clause. At first glance, it might sound a bit intimidating, but it’s a common part of many property transactions....
When buying or selling a property, it’s important to understand the finer details of the Offer to Purchase (OTP), especially the inclusion of special clauses. These additional provisions can significantly affect the outcome of the transaction. But what exactly are special clauses, how do they work, and what should both buyers and sellers know before signing?...
Buying a home is a huge milestone—and let’s be honest, it can also be a bit overwhelming. From saving for a deposit to dealing with transfer duties and figuring out your monthly repayments, the process can feel like navigating a maze. But with the right approach, securing a home loan doesn’t have to be a stressful experience. In fact, a little planning can go a long way in making your journey to...
Homeowners and future home buyers often consider fixing the interest rates on their home loans - and with concerns about inflation and rising living costs, this has become a hot talking point once again....
South Africa’s property market is showing early signs of recovery, with the latest FNB House Price Index (HPI) revealing an increase to 1.2% year-over-year (y/y) in January 2025—the highest growth rate since June 2023. While still subdued, this trend signals improving buyer confidence, fuelled by easing financial pressures and shifting lending conditions....
The rising cost of living and limited access to affordable housing has left many South Africans searching for alternative ways to enter the property market. One increasingly popular solution is joint home ownership, where multiple individuals co-own a property and share financial responsibilities....
The South African housing market is showing some promising signs of recovery, but it's not quite smooth sailing just yet. According to the latest FNB House Price Index (HPI), house price growth remains slow, clocking in at just 0.9% in December. That’s slightly down from 1.0% in November, bringing the annual average to 0.8%—a dip from the 1.5% recorded in 2023. While this may seem underwhelming, it’s...