Selling a home is a significant undertaking that can be fraught with potential delays and frustration and, while some factors may be beyond your control, there are many proactive steps you can take as a home seller to minimise these setbacks....
Finance
Becoming a homeowner is a significant milestone in one's life, often accompanied by a sense of accomplishment and excitement. However, amid the joy of homeownership, first-time buyers sometimes overlook a crucial aspect that can greatly affect their financial journey—the interest rate on their home loan....
Just when you think everything's sailing smoothly with a signed Offer to Purchase (OTP) in your hand, the unpredictable seas of home selling can throw you off course. Brace yourself, it's not always a joyride. There are a few twists and turns you need to be ready for....
The early years of adulthood, often filled with excitement and newfound independence, can also be accompanied by financial struggles. As you navigate through your 20s and early 30s, expenses like your first car, apartment, and unexpected furniture costs can quickly add up. In the midst of these financial challenges, it's essential not to overlook the importance of building a credit score. A solid credit...
Tax season is upon us and individual taxpayers have until 23 October 2023 to submit their returns. For landlords and for those who work from home, this presents an opportunity to claim back for certain expenses....
When it comes to purchasing a home, most South Africans rely on home loans to fulfill their dreams of homeownership. However, obtaining a home loan is not just about the principal amount and monthly repayments. One crucial factor that significantly influences the overall cost of your mortgage is the interest rate. In this article, we will delve into how home loan interest works and the direct impact of...
Debt holders brace themselves ahead of the next interest rate announcement to be held on 20 July 2023. Most experts predict that interest rates are likely to increase by another 25 basis points....
Buying a property is a significant financial decision that requires careful planning, so it’s crucial to approach the process diligently with thorough financial homework and preparation to avoid potential dangers and pitfalls....
After the steady streak of interest rate hikes, many South Africans might have had a crash course on just how severely interest charges can affect their monthly budgets....
As living costs continue to rise, applying for a home loan - or any other finance, can seem like a daunting endeavour. However, understanding how the credit process works, what the deciding factors are when applying for credit, and at which interest rate it is offered, is vital to your financial fitness....