Buying a first home in South Africa is doable on a modest income, if you use the right tools: a realistic affordability plan, the right loan product, and (often) a once-off government subsidy that can cover your deposit and costs. This guide walks you through every step, with current rules and rates....
The latest FNB Property Barometer for July 2025 shows that South Africa’s housing market is holding steady, with the FNB House Price Index (HPI) averaging 3.7% year-on-year. June’s figure was also revised up from 3.2% to match July’s 3.7%, signalling a notable moment — house prices are now rising slightly faster than inflation....
The latest FNB Estate Agent Survey for the second quarter of 2025 reveals a slight cooling in South Africa’s residential property market. While activity and sentiment have dipped compared to the previous quarter, the affordable housing segment continues to shine, driven by interest rate cuts and increased demand from first-time buyers....
If you’re in the market for a new home in South Africa, especially in popular, fast-moving areas, you may come across something in your Offer to Purchase (OTP) called the 72-hour clause. At first glance, it might sound a bit intimidating, but it’s a common part of many property transactions....
When buying or selling a property, it’s important to understand the finer details of the Offer to Purchase (OTP), especially the inclusion of special clauses. These additional provisions can significantly affect the outcome of the transaction. But what exactly are special clauses, how do they work, and what should both buyers and sellers know before signing?...
Buying a home is a huge milestone—and let’s be honest, it can also be a bit overwhelming. From saving for a deposit to dealing with transfer duties and figuring out your monthly repayments, the process can feel like navigating a maze. But with the right approach, securing a home loan doesn’t have to be a stressful experience. In fact, a little planning can go a long way in making your journey to...
Selling a home is one of the most significant financial decisions you’ll ever make, and the person who helps you through it can make all the difference. Estate agents play a crucial role in pricing, marketing, negotiating, and closing the sale — but choosing the wrong agent can lead to costly delays, stress, or even a lower selling price....
When purchasing a property, you typically can only move in once the transfer is registered at the Deeds Office. However, early occupation—moving in before the registration—may be possible in certain cases....
Buying a home is one of the most significant investments in a person's life, whether you're a first-time buyer or an experienced real estate investor. While the aesthetic appeal of a property can be alluring, it's crucial to look beyond the surface and consider the structural integrity of the components that make up the property....
Homeowners and future home buyers often consider fixing the interest rates on their home loans - and with concerns about inflation and rising living costs, this has become a hot talking point once again....